APM's STaR (Savings for Teachers and Responders) Loan Program provides mortgage benefits for public servants and the heroes who serve our communities. The program offers reduced closing costs, lower fees, and flexible mortgage options for eligible teachers, law enforcement, firefighters, EMTs, and other public servants — both active and retired. Contact Q Home Loans to confirm your eligibility and see how much you can save.
The STAR program is our way of saying thank you to the teachers, firefighters, police officers, nurses, and government workers who serve our community.
STAR assistance helps cover down payment and closing costs — making homeownership more accessible for public servants.
STAR helps public servants afford homes in the communities they protect and serve.
As an APM division, Q Home Loans has access to STAR and other exclusive programs not available through other lenders.
Our team understands the unique financial situations of public servants and provides personalized guidance.
Homeownership is one of the most effective wealth-building tools — STAR helps you get started sooner.
The STaR Loan Program recognizes the valuable service provided by teachers, law enforcement officers, firefighters, EMTs, and nurses by offering discounted loan fees and flexible financing options. First, verify your eligibility as an active or retired professional in one of the qualifying fields. Then, choose your preferred loan type (FHA, VA, USDA, or conventional) based on your needs. Meet with a Q Home Loans advisor to discuss your options and learn about available down payment assistance programs. Finally, work with our team to complete your application and enjoy the exclusive benefits designed specifically for everyday heroes like you.
K-12 educators who dedicate their careers to our children deserve the chance to own a home in the communities they serve. STAR makes it more affordable.
Police officers, firefighters, and EMTs who keep our communities safe can access special mortgage benefits through the STAR program.
Nurses, paramedics, and other healthcare professionals who serve our community qualify for STAR program benefits.
Federal, state, and local government employees may qualify for STAR program assistance with their home purchase.
Get answers to common questions about star program.
Explore other financing options that may fit your situation.
Q Home Loans specializes in star program for homebuyers and investors in Washington. Get expert guidance and competitive rates.