
Experience the Q Home Loans difference: Expert guidance, competitive rates, and personalized service backed by industry-leading market intelligence. Get pre-approved in 24 hours with fast local closings in as little as 21 days.*
We combine local expertise with industry-leading technology to deliver an exceptional mortgage experience
Get pre-approved in 24 hours with fast local closings in as little as 21 days*
Competitive rates powered by MBS Highway market intelligence
23 experienced loan officers across 4 PNW locations
Dedicated support from application to closing and beyond
See why families across the Pacific Northwest choose Q Home Loans for their mortgage needs
"I’ve worked with Ron Thomas for over 25 years, and as a Realtor for more than 25 years myself, I can say he is truly the best in the business. Ron is an outstanding communicator and educator who knows how to get even the toughest loans funded. From entry-level to high-end loans, the loan amount never matters—he delivers great pricing and flawless execution every time. If you have a closing date, Ron will not miss it. I recommend Ron and his team without hesitation."
Brad Boswell
a week ago
"Bill is amazing! As a real estate broker, I've personally have used him as a lender on a home I purchased. He thorough and explains all of the different options that are available to you. He's not pushy or overbearing. He's supportive and very knowledgeable about the mortgage industry. He will take time on weekends and after hours to get things done. He's even helped a client while he was on vacation. He deserves more than 5 stars!"
Sandra King
a week ago
"Camden Homes has done a lot of business with Q Home Loans over the past 15 years. We have worked with Ron Thomas and his team, and the experience has been smooth and easy every time. Ron is a detail guy that doesn't miss the small things that most do. Our clients have appreciated the willingness of Q Home Loans to find a way when others couldn't, their honesty and quick feedback set them apart. In a time where it's hard to find good honest people to do business with Ron Thomas is the guy!"
Steve Huettl
a week ago
Stay informed with expert advice, market updates, and helpful guides
Comprehensive analysis of Spokane's housing market trends, median home prices, inventory levels, and expert predictions for 2025.
Buying your first home is one of the most exciting—and intimidating—milestones you'll ever experience. This comprehensive guide will walk you through every step of the journey, from determining if you're ready to buy to settling into your new home.
The mortgage approval process doesn't end when you're pre-approved or even when your offer is accepted. Lenders continue to monitor your financial situation right up until closing day—and even minor changes can derail your loan.
Get answers to common questions about mortgages, rates, and the home buying process
Follow @q_homeloans for daily market updates, homebuying tips, and celebrations of families achieving their homeownership dreams. Our reels showcase real client stories and expert mortgage advice!
Follow @q_homeloans