Real People Who Pick Up.

Local mortgage lenders serving 6 Western states, with local underwriting and closings typically in 21-30 days.*

A Top 10 Division of American Pacific Mortgage (NMLS #1850)

Serving Spokane, Coeur d'Alene, Yakima, Tri-Cities, and Vancouver.

Get Pre-Approved Call (509) 216-3333

  • 25+Years Local Experience
  • $2B+Funded by Our Team
  • 10,000+Families Helped by Our Team
  • 5.0Google Rating Across All Locations

Find the Right Loan for Your Situation

Buying a home

Refinancing & equity

Self-employed & investors

Specialty programs

Not sure which fits? Get pre-approved and we'll match the program to you, usually in 24 hours.

Why Choose Q Home Loans?

A Top 10 Division of American Pacific Mortgage, with 25+ years of Inland Northwest lending experience.

In-House Local Underwriting

Decisions are made in our Spokane office, not a national processing queue. That's how pre-approvals happen in about 24 hours and closings typically run 21-30 days.*

Five-Star Google Reviews

A 5.0 rating across all our locations, from real Inland Northwest families and the agents who work with us.

Local Loan Officers

Loan officers in Spokane, Coeur d'Alene, Yakima, Tri-Cities, and Vancouver. Real people who pick up the phone. Meet our loan officers.

Where We Lend

Local teams and local underwriting across the Inland Northwest and beyond.

From the Learning Center

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Get Pre-Approved

Pre-approval is typically ready in about 24 hours. Start your application or call (509) 216-3333.

*Timelines vary by property type and loan complexity. VA loans typically close in 30-45 days.